Terms & Conditions
These terms and conditions govern the relationship between WorthOS Technologies Private Limited ("the Company", "Worth", "we", "us") and the client ("you", "your", "the Investor") in connection with investment advisory services and use of the Worth platform.
1. About the Investment Adviser
WorthOS Technologies Private Limited is a SEBI-registered Non-Individual Investment Adviser. SEBI Registration Number: INA000022695, dated 02/06/2026. Registered Office: A-85, Sector 5, Noida, Uttar Pradesh, India – 201301.
2. Nature of Services
Advisory services are provided through the Worth platform (mobile app and website) following a documented risk-profiling and suitability assessment. We provide investment advice on a fee-only basis. We do not handle, hold, or execute transactions on behalf of clients. We do not promise, guarantee, or assure any returns on investments.
3. Fees
Advisory fees are disclosed upfront and are payable through banking channels only. Subscription fees for the Worth platform are non-refundable. No performance-linked or AUM-based fees are charged.
4. Risk Profiling
Before providing any advice, the Investment Adviser shall conduct a documented risk-profiling and suitability assessment to understand the client's risk appetite, financial situation, and investment objectives.
5. No Guarantee of Returns
Investment in securities market are subject to market risks. The Investment Adviser does not guarantee or assure any returns. Past performance is not indicative of future results. Registration granted by SEBI, enlistment with BSE, and certification from NISM in no way guarantee performance of the Investment Adviser or provide any assurance of returns to investors.
6. Confidentiality
All client information is kept confidential and is not disclosed to any third party without the client's prior consent, except where required by law or regulation.
7. Limitations
WorthOS Technologies Private Limited shall not be liable for any loss or damage arising from actions taken based on the advisory services, market movements, or events beyond its reasonable control. The Investment Adviser’s liability is limited to the fees paid by the client for the specific advisory services.
8. Governing Law & Jurisdiction
These terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts at Noida / Gautam Buddh Nagar, Uttar Pradesh, India.
9. Grievance Redressal
For any complaints, contact the Compliance Officer at tanish@worthostech.com. Resolution within 21 working days. Escalation to SCORES 2.0 and SMART ODR is available.
10. Amendments
These terms may be amended from time to time. Clients will be notified of material changes. Continued use of the platform constitutes acceptance of updated terms.